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They are offering the chance of finding true love and happiness, and there are plenty of takers!However sooner or later, the vulnerable hearts receive requests that will ultimately lead to financial losses and heartbreak.Needless to say, those Money Orders or checks are no good, and not even worth the paper they're printed on.If you cash them or deposit them into your account, Money Orders or checks will come back after few weeks as fraudulent and you will be responsible for paying back the money to the bank and sometimes even charged for passing counterfeit instrument.The scammers choose chat rooms and dating sites because the person in love offers the chance of the biggest payoffs.The Nigerian dating scams are often not easy to detect as the scammers are often highly educated, have exceptional patience and they do their homework!

After they establish some lovely correspondence with you, fall in love and maybe even send a couple of cheap presents, they will either: a) be almost on their way to meet you, but something will happen to them: they will get robbed, beaten, get into the hospital, or other misfortune will happen and of course you will be their only contact to ask for financial help, or: b) tell you that their employer pays them with Money Orders or checks, and they can't cash them in Nigeria.

Nigerian scam comes in many forms: 419 scam, when they offer to transfer millions of dollars into your bank account, or lottery scam, when they tell you that you've won something in some bogus lottery.

However, Nigerian dating scam (or romance scam), besides just asking for money for their studies, sick relatives, etc..

There is also a re-shipping scam, when they will ask you to re-ship goods for them.

These goods are purchased with stolen credit cards.

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